Last month Taylor Swift supposedly insured her long, luscious legs for $40 million, Jennifer Lopez insured her voluptuous derriere for $300 million, and Julia Roberts insured her megawatt smile for $30 million. Celebrities and one-percenters prove you can pretty much insure anything (with enough money), but for most of us, extravagant policies are out of reach. Here are eight odd circumstances in which insurance companies leave us hanging.
Yup, that’s right, children’s spectacles aren’t covered by most health insurance plans. This isn’t necessarily weird, but rather absurd that visually challenged kids aren’t provided such a basic necessity.
Did you break your leg jumping off a roof while tripping on acid trying to recreate Almost Famous? Tough luck, because your health insurance won’t cover any injuries acquired while breaking the law.
If you are thinking about becoming a rodeo clown, think twice, because health insurance isn’t going to pay for your medical bills after getting kicked in the face by a horse.
In 1979, a nuclear meltdown occurred near a small town in Pennsylvania. Unfortunately, the residents had to pay out of pocket for all the damages incurred by the fallout.
In the same vein as nuclear accidents, pollution isn’t covered by insurance either. No wonder Gulf of Mexico residents are still recovering from the 2010 BP (British Petroleum) oil spill.
The famous saying, “all’s fair in love and war” should really be applied to property insurance, because your policy most likely won’t cover war damages. Let’s just hope World War III never happens.
Next time you go to a Dubstep festival, remember to guard your teeth, because sound damage from “dirty bass” isn’t covered by health insurance.
Did you know that the land under your home isn’t covered?
Are insurance companies being fair? Has anyone been denied insurance for a dire or odd situation? Tell us your story.